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An educational walkthrough of the scheme for Raipur households: purpose, money, rules and process.
Image: Solar panels on a house in Boholiuby 2026 by Віщун, CC0, via Wikimedia Commons.
PM Surya Ghar: Muft Bijli Yojana has become the most talked-about energy scheme for Indian households. For families in the capital, PM Surya Ghar Yojna in Raipur is a way to cut electricity bills permanently with a central subsidy, a state top-up and easy online processing. This page explains the scheme from the beginning: why it exists, what it pays, who qualifies and how the process works, so that you can decide with full information.
Quick answer: the central subsidy is up to Rs 78,000 for a 3 kW home system, the state has announced an additional top-up, applications are online and the money is credited to your bank account after commissioning.
India aims to add large volumes of clean power and lower household energy costs. Rooftop solar does both, but its upfront cost deters many families. The scheme was launched in February 2024 with a target of one crore households. It combines a capital subsidy, low-interest loans and a simplified portal so that more households can go solar. In an August 2026 reply in Parliament, the government said more than 50 lakh households had benefited. Sources differ on running totals, so check the portal for current figures.
| Benefit | Detail |
|---|---|
| Central subsidy | Rs 30,000 per kW for the first 2 kW, Rs 18,000 for the third kW, cap Rs 78,000 |
| State top-up (reported) | Rs 15,000 for 1 kW; up to Rs 30,000 for 3 kW and above; confirm current order |
| Finance | Collateral-free loans for systems up to 3 kW through participating banks, quoted at about 6.75 to 7 per cent |
| Free electricity aim | Up to 300 units a month through your own generation |
| Process | Online registration, vendor selection and tracking |
See documents and eligibility checklist.
| Stage | Typical time |
|---|---|
| Registration and application | Same day |
| Vendor selection and quotation | 2 - 5 days |
| CSPDCL feasibility | Several days to a few weeks |
| Installation | 3 - 5 days |
| Net meter and inspection | 1 - 4 weeks |
| Subsidy after commissioning | About a month targeted |
Flat owners usually lack roof rights, so the scheme provides for group housing societies and RWAs to claim Rs 18,000 per kW for common facilities up to 500 kW. See solar subsidy for flats and apartments.
A family in Raipur uses 380 units a month and chooses 3 kW. The system costs Rs 1.80 lakh. After commissioning, Rs 78,000 is credited, and if the state top-up applies, up to Rs 30,000 more follows through CSPDCL. Net cost is Rs 72,000 to Rs 1.02 lakh. Annual saving is about Rs 33,000, so payback is about two to three years. See solar subsidy in Raipur for more examples.
If your file stalls, read PM Surya Ghar status and delay and rejection reasons.
| Question | Short answer |
|---|---|
| Will I get 300 units free? | The scheme aims at that through generation; a 3 kW system makes about 360 - 400 units a month |
| Do I need to pay anything to register? | No; registration is free |
| Can I choose any installer? | A registered vendor on the portal for your district |
| Do I get the subsidy before installation? | No; it is credited after commissioning and inspection |
| What if my application stalls? | Check the stage, identify the responsible party and escalate; see our status and delay guide |
Allow two to three months from registration to subsidy. If you want the system live before the high-output spring months, start in the preceding October to December. If you are applying in the monsoon, you can complete paperwork so that installation follows in the first dry spell. See the best time to install solar in Raipur.
| Step | What you do | Who acts |
|---|---|---|
| 1 | Register on the national portal with your CSPDCL consumer number | You |
| 2 | Apply for rooftop solar and note the application number | You or vendor |
| 3 | Choose a vendor registered for your district | You |
| 4 | Feasibility approval, then installation | CSPDCL and vendor |
| 5 | Net meter, inspection and commissioning | CSPDCL and vendor |
| 6 | Submit bank details and claim the subsidy | You and vendor |
Households with a valid residential electricity connection and a roof they can use, subject to the scheme rules on the portal.
Up to Rs 78,000 for 3 kW and above, based on Rs 30,000 per kW for the first 2 kW and Rs 18,000 for the third kW.
See registration step by step and status and delays.
If you are planning a project, read solar in Raipur first, then compare providers using the top 10 solar companies in Raipur shortlist method and the best solar company in Raipur scorecard. Money questions are covered under solar subsidy in Raipur and PM Surya Ghar Yojna in Raipur, delivery under solar installation in Raipur, and local conditions under solar Raipur. Gupta Agro Solar is a solar company in Raipur that will survey your roof free. You can also browse the solar blog, our solar services, the Gupta Agro Solar home page or contact us for a free survey.
PM Surya Ghar: Muft Bijli Yojana is a central scheme launched in February 2024 to install rooftop solar on one crore households, with a central subsidy, easier loans and an online process.
Rs 30,000 per kW for the first 2 kW and Rs 18,000 for the third kW, up to Rs 78,000, plus the Chhattisgarh state top-up reported at up to Rs 30,000 for 3 kW and above. Confirm the current state order.
A household with a valid residential CSPDCL connection in the applicant's name, a suitable roof and no earlier central rooftop subsidy on that connection.
Register on the national portal with your consumer number, apply for rooftop solar, choose a registered vendor, get feasibility, install, and claim the subsidy after commissioning.
The scheme aims at up to 300 units a month of free electricity through your own generation. A well-sized 3 kW system in Raipur produces about 360 to 400 units a month.
Visit C-29, Sector 3, Devendra Nagar, Raipur, Chhattisgarh 492001, call 083051 31420 or send your details online for a free site survey and a written quotation with the subsidy worked out.
We check your bill, roof and documents and tell you what is needed before you apply.